Employee Benefits Simplified

We have revolutionized the health benefits industry for employers

Clarity

Control

Efficiency

How are we different?

Our “Open Architecture” model puts employer’s in the driver seat by independently purchasing the key components of a healthcare plan.

Clarity – Control – Efficiency

Unbundled Plans

At first, buying a bundled plan can seem easier and more straightforward, but lack of control and transparency can affect cost and employee utilization long term. For example, an employer has no way of knowing how each vendor fee compares to market costs because in a bundled plan those fees are often hidden or combined together.

When a plan is unbundled an employer has the opportunity to contract with specialized companies who manage different parts of the program. By separating services an employer can select the best vendor for each service, gaining transparency and flexibility within their plan to better manage costs.

Alternative Funding

Alternative Benefit Funding is a new approach to group health insurance that allows mid-sized employers to take advantage of the same economic benefits that large, self-funded employers have utilized for years.

Alternative Benefit Funding is a form of self-funding that functions very similarly to an insured policy where the employer pays a set monthly amount based on the claim level they have chosen to fund to. But unlike an insured policy, the employer shares in a portion of the unused claims funds, after claim payments and plan costs. This approach allows even small employers to establish a monthly health plan budget and take advantage of the economic benefits of self-funding that many large employers have enjoyed for years.

The Andus Service Model

Decision Support

Plan Design & Selection
Medical & RX Analytics
Plan Disruption Analysis
Employee Retention Strategies

Communication

Health & Wellness
Healthy Lifestyle & Fitness Programs
Employee Newsletters & Video
Employee Benefits Communications

Compliance

6055 & 6056 Reporting
1094 & 1095 Filing
HR Assistance
Employee Benefits Statements
Employee Handbook

Administration

Vacation Tracking
Online Enrollment
On-Boarding / Off-Boarding
Plan Decision Support
Employee Portal / HR Intranet

Insurance Guidance

Quote Plans
Claims & Billing Assistance
Negotiate Renewal
Plan Comparison

Watch Andus on Success Files
Hosted by Rob Lowe

Andus Health Benefits has recently been featured on Success Files, an award-winning program that highlights innovative businesses, stories and concepts through documentary presentation.

Are You Frustrated With...

Limited Advice on How to Control Cost?
Rising Premiums?
A Lack of Transparency with Plan Dollars?
Adverse Plan Design Changes?
A General Lack of Information About Your Benefit Plan?

Employee Benefits Evolved

Companies That Trust Andus

Data Driven Business Solutions

The current process for procuring health benefits is unsustainable for employers. Our unique data and analytics open architecture model provides clarity, control, and efficiency – empowering employers to take command of their employee benefits once and for all.

Decision Support

Our decision support team will help predict your employees’ upcoming healthcare expenditures, assess their likely needs, and then calculate their estimated costs among their different plans.

Communication

Since good benefits communications can increase employee understanding of their benefits, communications are vital to lowering costs for the employer. At Andus we make sure our clients and their employees have all the information they need to make the the best decisions.

Administration

Your employees are your priority. Making it easier for you to manage the benefits they need is ours. With more than 50 years of benefits administration experience, we’re committed to providing you with world-class service.

Insurance Guidance

We guide our clients and their employees through the complex process of selecting the right health insurance plan, considering factors like coverage, cost, and healthcare needs.